Bus seats and Insurance Log Out | Topics | Search
Moderators | Edit Profile

BNO BBS - BNO's Bulletin Board System » THE ARCHIVES » Year 2002 » October 2002 » Bus seats and Insurance « Previous Next »

Author Message
Phil Potter (63.168.30.180)

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 14, 2002 - 8:01 pm:   

I'm finding that Insurance companies are limiting the number of origional seats to around 4.

I'm converting a 78 MC8 for my wife and I and 12 kids. I would like to use some of the seats in my living area, turned to face each other with a table between. I'd like to have at least two sets of these (8 seats) or more. They are cirtainly more confortable than the booths that can be put in. Help.
Henry R. Bergman, Jr. (Henryofcj) (63.224.197.10)

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 14, 2002 - 8:29 pm:   

Have You tried Progressive Insurance? They insured my Crown do-it-yourself-RV-conversion- project.

They did not care about the seats persay. As long as you did not end up hauling more than 15 people, they did not care.

I got my policy with the help of a local super agent who was willing to work with me as far as the owner-conversion dream. No problem.

If you have any specific questions as to how I got my Crown licensed as a RV and got insurance, feel free to give me a call. Good luck.
henryofcj@hotmail.com
SLO (Slo) (24.205.245.178)

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 14, 2002 - 9:16 pm:   

I went to Camping World, clicked on the insurance link, filled out the questionaire, got a quote for $39.00 for 6 months. No driving involved, just clicked on the min. amount per year which I think was 2500.......I wrote the check!!!
R.C.Bishop (128.123.221.146)

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 14, 2002 - 9:59 pm:   

2500???? for physical damage, liability, medical coverage.....or what?
As they say, if it sounds too good to be true, it probably is.....:)
RCB
Ross Carlisle (Ross) (216.107.197.101)

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 14, 2002 - 10:12 pm:   

I went with RV Alliance (Progressive). They would not write the policy until I showed them pics of the bus with all seats removed. I removed the seats before I brought the bus home, took some pics and everyone was happy.

I think the issue is not that the seats are the original bus seats. They just want to make sure you are not hauling passengers. Once the bus is done and they see how the seats are configured, they would be hard pressed to even tell that they were the original seats.

Ross
joe shelton (Littlewind) (67.241.230.240)

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 15, 2002 - 1:14 am:   

Phil, The bus companies did a lot of resurch on seat design and compfort related to long hauls. I would use as many of the orig seats as you can.

My bus didn't come with any orig seats and we have 2 little ones. My wife having been an EMT, emergency room nurse and so on, insisted that I install a dinette w/seat & shoulder belts. After much research (which included state and fed spec's) I designed and built what I think is a pretty nice unit that has the following features:

1. Comfortable seating for 4 adults, including high backs for head support.
2. Can be made into a bed (what dinette can't?).
3. Forward seat can face forward or aft.
4. Seat/shoulder belts for 4.
5. Seat back can recline to multiple positions.

If any one would like a drawing or photo of it, let me know. I don't have any one to brag to so I thought some of you might tell me what a nice job I did. Thanks in advance, Joe Shelton 4106-2119
philpotter (216.109.204.77)

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 15, 2002 - 2:09 pm:   

Progressive, through RV Alliance.I Had to jump though a bunch of hoops, faxes back and forth, pictures sent...They refused to write a policy if the seats were still in it. I just wanted two days to drive it home to MI from NM and then remove the seats, but they said no. Called my local agent, Auto Owners, the deed is done, no hoops, no seat problems. Price comparable or less, but no roadside coverage.
Keeping Quiet (170.215.59.140)

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 15, 2002 - 7:25 pm:   

Had no trouble with Progressive and RV Alliance. They wrote the binder for me to drive it home and gave me 30 days to show the seats removed to continue coverage.
That was easy, I used email pics from another stripped out bus and sent them and took my time.... Easy when you think about it? I wasn't driving it, so why worry. If I was driving it, I would have taken out the seats as required.
Since then, I have never had to prove progress on conversion. The policy just renews every year, they don't ask and I don't tell...... LOL.
Doug Dickinson (Dougd470) (206.71.103.89)

Rating: N/A
Votes: 0 (Vote!)

Posted on Tuesday, October 15, 2002 - 8:47 pm:   

I too have insurance through RVAA but it is not underwritten by Progressive. I tried them, but they don't write bus conversions in my state.

My experience with RVAA was somewhat irritating at first in that I had to get it inspected by a mechanic, provide them with pictures, and fill out an additional form. This could have been a problem, but when I received the information demand, the coach was in the shop for state inspection and the mechanic filled out the form and didn't charge me for it. Had I taken it back later, there would have been a $25 charge. Taking the pics was just inconvenient, not a big problem

What gets me is that I asked if there was any need for pictures or an inspection and they had told me "no". Had I known, it would have been a little easier to comply. I can understand that, an insurance company wants to make sure everything is docmented, particularly with the fraud out there, but a straight answer up front would have saved me two trips.

Since then, it has been smooth sailing and they have always been nice to talk to. I had no problem getting the binder to move the bus - everything was up-front at that point. I also planned ahead.

Dell in CA had similar experiences with his coach.
Johnny (63.159.188.112)

Rating: N/A
Votes: 0 (Vote!)

Posted on Wednesday, October 16, 2002 - 2:55 pm:   

Converting a long-nose skoolie, this was a concern for me. Fortunately, my agent is a fellow RVer (Toyota Dolphin mini towing an Aspire) who has wanted a converted bus for years & is used to my weird stuff. All she needed was a valid DOT or state inspection tag (it had a valid tag when I bought it--though I wouldn't have passed it in a million years--so that was easy) & proof it wasn't going to be used as a "bus" (I showed her the bus with no seats; she said titling it as a "camper" would've also been fine). YMMV.
Robin Mills (Robinsturn) (205.188.209.11)

Rating: N/A
Votes: 0 (Vote!)

Posted on Thursday, October 24, 2002 - 3:25 am:   

Ok...so who would you all suggest as being the best insurance provider once the bus is completed. I have a 1981 gmc rtsII which I will be picking up in a week or so. I want roadside assistance as well. Any thoughts?
Steven Gibbs (12.148.43.6)

Rating: N/A
Votes: 0 (Vote!)

Posted on Thursday, October 24, 2002 - 6:53 am:   

Royal & Sunalliance through RV Alliance America

Includes road service, ant., awning, etc. protection.
Doug Dickinson (Dougd470) (65.161.188.11)

Rating: N/A
Votes: 0 (Vote!)

Posted on Thursday, October 24, 2002 - 9:35 am:   

I agree. Go to RVAA, but they will write through whatever carrier fits your needs (they also write Progressive if I recall). Also, make sure you tell them you want the inspection form they are going to want filled out so that you can have it done when the coach is inspected when you buy it. It will save you some money.
Paul Polster (152.163.188.227)

Rating: N/A
Votes: 0 (Vote!)

Posted on Sunday, October 27, 2002 - 4:20 pm:   

Will any insurance companies write a policy
for and older bus, GM 27 foot(1960ish)rear-
engine,already converted into an RV?

The bus will be Titled in Illinois.
FAST FRED (63.208.84.98)

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, October 28, 2002 - 4:36 am:   

"Royal & Sunalliance through RV Alliance America

Includes road service, ant., awning, etc. protection."


These folks will , they may demand some photos if the inside of the RV tho.

FAST FRED

Add Your Message Here
Posting is currently disabled in this topic. Contact your discussion moderator for more information.

Topics | Last Day | Last Week | Tree View | Search | Help/Instructions | Program Credits Administration