| Author | Message | ||
| Peter River (Whitebus)
Registered Member Username: Whitebus Post Number: 168 Registered: 4-2009 Posted From: 208.54.14.86  Rating: N/A |
looks like it's gonna get a whole lot tougher in south dakota, come january 1. any suggestions on what other state would be so accomodating, come 2010? if anyone has comparison of south dakota vs. arizona (quartzsite) I would appreciate it. (Message edited by whitebus on December 01, 2009) | ||
| ED Hackenbruch (Shadowman)
Registered Member Username: Shadowman Post Number: 192 Registered: 11-2003 Posted From: 70.210.218.229 Rating: N/A |
One drawback to Az. is we have a state income tax. Your drivers license is good till you turn 65. Vehicle tabs are cheap if the rig is older......and the weather is warmer! | ||
| Luvrbus (Luvrbus)
Registered Member Username: Luvrbus Post Number: 802 Registered: 8-2006 Posted From: 74.33.54.207 Rating: N/A |
Pete, AZ doesn't care what state you have DL in to buy plates just a AZ address. My Eagle plates are 55.00 dollars for 2 years good luck | ||
| R.C.Bishop (Chuckllb)
Registered Member Username: Chuckllb Post Number: 997 Registered: 7-2006 Posted From: 70.210.214.60 Rating: N/A |
How does AZ treat vets (taxes, etc)?. We also pay an income tax,very little by comparison, I believe, but have no personal property taxes. Coach license this year (it did increase a couple or three years ago...about doubled)more than I like at $166.80.... NM is a great veteran domicile...lotsa' "perks",,,courtesy the legislature and Bill Richardson. (tax credits, etc.) Also warm...relative, of course. FWIW RCB | ||
| Sean Welsh (Sean)
Registered Member Username: Sean Post Number: 981 Registered: 1-2003 Posted From: 72.171.0.138  Rating: N/A |
Peter, Interesting, we are considering changing to SD from WA. What's changing on January 1? FWIW, there are seven states with no income tax: AK, FL, NV, SD, TX, WA, and WY. Most folks choose among those seven based on other factors such as sales tax, vehicle registration, personal property tax, health insurance costs, and convenience. I would estimate, just based on experience, that TX and SD are consistently the most popular for full-timers. -Sean http://OurOdyssey.BlogSpot.com | ||
| Pete/RTS Daytona (Pete_rtsdaytona)
Registered Member Username: Pete_rtsdaytona Post Number: 585 Registered: 1-2005 Posted From: 97.104.18.110  Rating: N/A |
Seven states have no state income tax: Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming. BUT Two others, New Hampshire and Tennessee, tax only dividend and interest income. | ||
| Peter River (Whitebus)
Registered Member Username: Whitebus Post Number: 169 Registered: 4-2009 Posted From: 208.54.14.57 Rating: N/A |
Sean, thanks to the 9-11 paranoia, they are requiring a lot more documents, that are going to be a little harder to produce when you are not actually living in the state. on the positive note, SD has REALLY low registration fees, and mydakotaaddress.com is a dream to deal with. (ask for terri). I am going to miss being a "resident" of south dakota, but I am not going to be able to produce a utility bill... my registration is less than $100 for a 10 year old 35' bus. I can't find a fee estimator online for arizona dmv, but I can't imagine it being even close to that. | ||
| Luvrbus (Luvrbus)
Registered Member Username: Luvrbus Post Number: 803 Registered: 8-2006 Posted From: 74.33.54.207 Rating: N/A |
Peter, this I can tell you Don Fairchild bought plates for his Country Coach I think is a 98 model high end coach and it was 55.00 bucks for 2 years with the transfer fee and all it was less than 70 bucks | ||
| Sean Welsh (Sean)
Registered Member Username: Sean Post Number: 982 Registered: 1-2003 Posted From: 67.142.130.46 Rating: N/A |
OK, this sent me scrambling, so I contacted Teri at mydakotaaddress.com, and this is what she finally told me: You will fulfill the SD driver's license requirement by having a bank and cell phone statement indicating your SD address on it. You only need to provide two types of forms from the list they provide. This was in regards to my query about the "third list", regarding establishment of a principle address. You need to provide two of the following:
There are two other "lists" as well, and you need to provide one from each, establishing your identity (and right to be in the US), such as a passport, and your SSN, such as an original Social Security card or a pay stub. We have passports and SS cards, so that's not a problem for us. Peter, if you can have your bank statements and cell phone bills sent to your SD address, you should not have to "move." HTH and FWIW. -Sean http://OurOdyssey.BlogSpot.com | ||
| Peter River (Whitebus)
Registered Member Username: Whitebus Post Number: 171 Registered: 4-2009 Posted From: 208.54.14.70 Rating: N/A |
"This new system was created by the federal government as part of the patriot act." actually no. the system was created by SD as a response and interpretation of the patriot act. I tend to run far far away from states with these types of conditions, so I am pretty sure I will be off to arizona... | ||
| Sean Welsh (Sean)
Registered Member Username: Sean Post Number: 985 Registered: 1-2003 Posted From: 67.142.130.44 Rating: N/A |
...where you will have to pay state income tax. Everything is a trade-off. Note that, notwithstanding Terri's admittedly poor understanding of where, exactly, the line separating federal and state jurisdiction lies, all states will have to comply with the stricter identification card provisions of the PATRIOT act in order to retain their federal funding. AZ is no exception. AZ, in fact, faces an additional burden (one SD is not saddled with) in their ID card programs, as they participate in the "enhanced" ID program as an international border state (it is possible to get an AZ driver license that contains federal border-crossing credentials, in lieu of a passport). Getting an enhanced license is optional (and costs more), of course, but AZ has already enhanced their DMV systems to track the extra information. FYI. Not trying to dissuade you -- just providing information for anyone following along. -Sean http://OurOdyssey.BlogSpot.com | ||
| Ralph Peters (Ralph7)
Registered Member Username: Ralph7 Post Number: 85 Registered: 3-2004 Posted From: 70.212.228.199 Rating: N/A |
We went to Madison,SD, Nov. 1 2009. Got DL in Souix Falls, same day. Have had Terri's assisants since spring of 2009, she handled bus title, Helped with Ins., cause SF would not cover bus, we still own our house in Pa. If you are a dissabled vet ask Terri the benefit provided by the county about plates. OH SD has the least requirements that I know of, and it is a 9-11 inspired. Please let us know what Az. requires. | ||
| marvin pack (Gomer)
Registered Member Username: Gomer Post Number: 699 Registered: 3-2007 Posted From: 71.53.153.91  Rating: N/A |
Here in Good Ole FLORIDA we just had an increase,doubled in price, on tags alone. Cars and light trucks went from 32, to 70 dollars per yr. I don't know what my coach tags are yet. Title and registration is around 200. BUT we don't have INCOME TAX just everything doubled. Anybody want to buy some property? 2.41 Acres,28x80double wide[nice]30x50x16 garage with car lift,24x24 seperate garage. NOTE garages are full, that is extra!! LOL Oh we are located just 5 miles off I=75 and 7 from lots of shopping centers. | ||
| R.C.Bishop (Chuckllb)
Registered Member Username: Chuckllb Post Number: 1000 Registered: 7-2006 Posted From: 70.210.214.60 Rating: N/A |
Sean...is that AZ "enhanced" license peculiar to that state? I have not heard of it here in NM. Far as I know, we still need a Passport to enter (return from)Mexico. RCB | ||
| Luvrbus (Luvrbus)
Registered Member Username: Luvrbus Post Number: 804 Registered: 8-2006 Posted From: 74.33.54.207 Rating: N/A |
How much do you guys pay for DL in the states you live in. Here in AZ your first DL are good till you are 55 years old for 10 bucks. Then they are good till you are 65 after that every 5 years. A lot of my freinds use my address and buy their plates in AZ and the Dmv has no problem with out of state DL for plates | ||
| R.C.Bishop (Chuckllb)
Registered Member Username: Chuckllb Post Number: 1001 Registered: 7-2006 Posted From: 70.210.214.60 Rating: N/A |
Except...as mentioned above....when one has an Insurance claim (accident, etc), then Pay the Piper! In NM, I pay $0 for a DL...  free to my age group and above. Below that, I think it is $8 for four (?) years. RCB | ||
| Paul Lawry (Dreamscape)
Registered Member Username: Dreamscape Post Number: 600 Registered: 5-2007 Posted From: 70.217.85.104  Rating: N/A |
You better go to AZ. Here in Abilene TX, Jones County, our registration runs about $217 for our yearly sticker which is registration and plates. And this is on a 42 year old bus, they go by GVW here. I might be sending you a request Clifford! | ||
| ED Hackenbruch (Shadowman)
Registered Member Username: Shadowman Post Number: 193 Registered: 11-2003 Posted From: 75.211.189.60 Rating: N/A |
When we moved to Az in 01 i was still 50 and my drivers license is good till i turn 65. My 68 5A costs me $31 for 2 years. I just recently did some checking on what the income tax rate was for the western states that have income tax, and found out that Az is about the lowest of them. Thought about changing everything to Nevada as we fulltime but not worth the hassle at the present time. We spend about 7 months here anyway. | ||
| Peter River (Whitebus)
Registered Member Username: Whitebus Post Number: 173 Registered: 4-2009 Posted From: 208.54.14.119 Rating: N/A |
hey luvrbus, does mohave county have emission tests? I lived in laughlin for about 6 months, interesting river town. | ||
| Luvrbus (Luvrbus)
Registered Member Username: Luvrbus Post Number: 805 Registered: 8-2006 Posted From: 74.33.54.207 Rating: N/A |
Paul, bring in on Texas insurance is good in AZ and the same for AZ insurance in Texas. Nikki has Texas DL and Texas plates and I carry her insurance through mine in AZ and Texas said that's ok and it is about half the price in AZ good luck | ||
| Paul Lawry (Dreamscape)
Registered Member Username: Dreamscape Post Number: 601 Registered: 5-2007 Posted From: 70.217.85.104 Rating: N/A |
I lived in Lake Havasu for about six months, you can have the summers, winters are great though! LOL Clifford, that is very interesting. How are you going to do it when you move to TX? | ||
| Paul Lawry (Dreamscape)
Registered Member Username: Dreamscape Post Number: 602 Registered: 5-2007 Posted From: 70.217.85.104 Rating: N/A |
I lived in Lake Havasu for about six months back in 92, you can have the summers, winters are great though! LOL Clifford, are you going to keep your AZ address when you move to TX? Tried to delete the previous post, no go. I got an error I@n and it said there was a problem on your end. Oh Well! (Message edited by dreamscape on December 01, 2009) | ||
| Peter River (Whitebus)
Registered Member Username: Whitebus Post Number: 174 Registered: 4-2009 Posted From: 208.54.14.55 Rating: N/A |
there are definitely many states who will not meet REALID requirements, and some that are not doing it for the cost reasons. I would definitely give my money to a state who will stand against the REALID. | ||
| Sean Welsh (Sean)
Registered Member Username: Sean Post Number: 986 Registered: 1-2003 Posted From: 67.142.130.44 Rating: N/A |
It is not peculiar to AZ; as part of the Western Hemisphere Travel Initiative, any border state (but only border states) may participate: http://www.dhs.gov/xtrvlsec/crossingborders/gc_1197575704846.shtm Not all border states have opted to participate; AZ does, NM does not. Along the Canadian border, participating states are Michigan, New York, Vermont and Washington. To the best of my knowledge, AZ is the only state on the Mexican border to adopt the program so far: Map and guide. -Sean http://OurOdyssey.BlogSpot.com | ||
| Peter River (Whitebus)
Registered Member Username: Whitebus Post Number: 175 Registered: 4-2009 Posted From: 208.54.14.55 Rating: N/A |
oh great. just read that link sean posted, thanks sean. does that give anyone else the heebie jeebies? | ||
| Randy Davidson (Rdavidson)
Registered Member Username: Rdavidson Post Number: 28 Registered: 7-2006 Posted From: 209.169.74.216 Rating: N/A |
Pete, I've heard that Tennessee taxes all income from IRA, 401(k) and 403(b) accounts at significant rates. Not just the dividends, etc. So, you pay federal AND state tax on those dollars withdrawn. I know nothing on NH. | ||
| Sean Welsh (Sean)
Registered Member Username: Sean Post Number: 987 Registered: 1-2003 Posted From: 67.142.130.44 Rating: N/A |
Careful with this. While AZ may have no problem selling plates to out-of-staters, those other states may have serious problems with their citizens registering their vehicles in AZ. As many here may know, one oft-used dodge for paying sales, use, or property tax on a coach is to create a Montana LLC, then have the LLC buy, title, and register the coach. Montana has no problem with this. Last year, though, the state of Colorado prosecuted dozens of Coloradans who had done just this. In addition to having to pay all back sales and property tax on the rigs, those owners also faced hefty fines, interest, and penalties, and could face criminal charges for tax evasion if they did not pay up. California is also notorious for aggressively going after Californians who attempt to register their vehicles elsewhere. So no matter Arizona's policy on non-residents getting AZ plates, it is also important to check with your legal state of domicile to determine what their policy is on plates from another state. Some allow it; many (most?) do not, especially if tax revenue is at stake. Again, most experts advise against cherry-picking policies from more than one state. It makes you a target. FWIW. -Sean http://OurOdyssey.BlogSpot.com | ||
| Peter River (Whitebus)
Registered Member Username: Whitebus Post Number: 176 Registered: 4-2009 Posted From: 208.54.14.119 Rating: N/A |
it makes you a target if you make yourselves one. like having your ONLY home in California. being from california, I have seen couple of friends who were investigated. Since they owned homes (or addresses) in those states, they were all cleared. "your legal state of domicile" can be quite blurry for some people. I remember George Bush the first had claimed state residency in no less than 6 states, as was convienent. (Message edited by whitebus on December 02, 2009) | ||
| Sean Welsh (Sean)
Registered Member Username: Sean Post Number: 988 Registered: 1-2003 Posted From: 67.142.130.44 Rating: N/A |
I'm also "from" California (lived there longer than any place else, more than two decades), and I've seen several people get clobbered. CA does not care one whit whether you have a home anywhere else; if you are in the state one day more than 180 in a year, you are a Californian. If you get caught driving to work, for example, with out of state plates or DL, you will end up being cited. CA is the single most aggressive state in trying to claim residency for tax purposes; years ago, they even taxed retirement income of people who no longer lived in CA, but lived there when they were working; they had to lose a case in federal court before they stopped that practice. And, yes, states can attach wages and bank accounts for unpaid taxes even across state lines.
No, it can't. You can have (and must have) only one "domicile" at a time, which is different from "residence". These are well-established legal concepts and there are volumes and volumes of case law around them. Some things go by residency, some by domicile, and some by physical location. In the case of a large and taxable but movable piece of property such as an RV, the waters can get quite muddy, and if you are not careful you can end up owing taxes in more than one jurisdiction at a time. Without careful record keeping, convincing state A that you were already taxed in state B can be a nightmare. This seldom comes up for RVs because, frankly, they are small potatoes. There aren't enough of them and they aren't worth enough for states to have teams of investigators trying to track them down. This is why many RVer's get away with tax dodges of marginal legality for so long. Try this with a $30 million yacht, though, and you will quickly find out how serious states can be about this. The Colorado case was remarkable precisely because states so seldom follow up on RV registrations, and so those owners were "surprised." But just because they don't do it often, does not mean they can't do it. A word to the wise. BTW, link to the FMCA article about the CO case: http://www.fmca.com/index.php/motorhoming/motor-coach-news/311
That depends on what state(s) think they can claim you as a resident/citizen. States that levy "personal property" tax on RVs (that's an annual tax based on the vehicle's value) want to collect that tax whether the vehicle is operated or not. Whereas states that only collect license and registration fees may have waivers for vehicles not operated on the roadways. This is a very, very complicated area of the law, and books have been written. We can't cover all the relevant points in a thread on the BBS; I would advise anyone who full-times with no "home base" to consult appropriate legal and tax advice before making decisions that can have tax consequences later. FWIW, we lived in California right up until we moved aboard our bus full time. Legally "getting out" of California was a detailed and involved process, and we had accountants and lawyers help us (probably not necessary for less aggressive states). When you move from a fixed dwelling in state A to a different fixed dwelling in state B, everything is pretty clear cut. When you move from a fixed dwelling in state A to a mail drop in state B, it's a whole different ball game. I invested hundreds and hundreds of hours researching all aspects of changing domiciles, up to and including which of the seven income-tax-free states were best for us. YMMV. -Sean http://OurOdyssey.BlogSpot.com | ||
| Peter River (Whitebus)
Registered Member Username: Whitebus Post Number: 178 Registered: 4-2009 Posted From: 208.54.14.55 Rating: N/A |
Sean, I think it's all dependent on how much they can ding you for. if you are a multimillionaire (without a great tax lawyer) then you may be more of a target, but there are people moving from one state to another by thousands, and I doubt that there are state auditors sitting in some small rooms trying to keep them on the radar screens. those who I am referring to are all the slab city types, retired travelers. They were all on tight budgets so even if they were cited and fined, I don't know if they could have afforded to write the state a check. | ||
| Sean Welsh (Sean)
Registered Member Username: Sean Post Number: 989 Registered: 1-2003 Posted From: 67.142.130.35 Rating: N/A |
Well, I did say it was small potatoes, and that states don't have investigators looking at this generally. But sometimes they do, as the Colorado case shows. Moreover, sometimes the flag is raised by a computer -- you might be surprised how many things states track now -- and the burden of proof will fall on you. BTW, it doesn't matter how tight your budget or how little you can "afford" to write a check. States that are owed back taxes are not like businesses that are owed money. The latter have to come after you in court, win a judgment, etc. etc., whereas states (like the federal government) garnishee or attach first, then ask questions later. If some state thinks you owe them $900 in tax, and you only have $800 in your bank account, they'll attach the whole thing. If you have no money, but have income such as a pension, they'll garnishee it in a heartbeat. Once this happens, it can be difficult to get your money back, even if you are in the right. Again, all this is quite rare, but it does happen on occasion. All I am saying is that if you do not cross all your t's and dot your i's, you may end up being a target. -Sean http://OurOdyssey.BlogSpot.com | ||
| Luvrbus (Luvrbus)
Registered Member Username: Luvrbus Post Number: 806 Registered: 8-2006 Posted From: 74.33.54.207 Rating: N/A |
FWIW,the Feds are the only ones that garnishee your wages in the State of Texas and they are not happy with the Feds having that right. Like Sean said it is a trade off no matter where you call home when it comes to taxes | ||
| ED Hackenbruch (Shadowman)
Registered Member Username: Shadowman Post Number: 197 Registered: 11-2003 Posted From: 75.210.84.231 Rating: N/A |
Long story short. Bought bus from dealer in Texas, got home, did paperwork in Payson Az. but did not submit it with payment until 5 months later in Lake Havasu Az when we started fulltiming. Got a mail forwarding service in Havasu. Dmv said i might owe a city tax, Az. dept of revenue would let me know. They wanted almost $800 for the city tax, but if i did not live in town, or store the bus in town, i did not owe the tax. Since we fulltime i had a hell of a time proving that i was not a resident of the city. The problem was that,... i was NOT a resident of anywhere! Easy to prove you live somewhere with a utility bill, etc., but how do you prove that you don't live anywhere? Finally got the revenue dept to say ok you don't owe the tax. However, by this time the collection dept of the revenue dept had already started to collect even though i called them and told them i did not owe the tax. The head of collections told me she did not care, she was collecting the tax. They seized the money, the full $800 from a Wells Fargo account, (bank charges a $75 fee) and then turned around and took $400 out of a Bank of America account. They also charged me $75 but i was able to get that and the $400 put back into my account quickly. Keep om mind that we are traveling and most of this is happening thru the mail, which i was only getting sent to me about once a month depending on where we were. Finally got them to send back the $800 but ate the $75 fee from the bank as so much time had gone by on that one that i did not want to pursue it. Now the final kicker? When they told me they would send me my money they said they guessed they would call it a tax refund. About 2 days later it suddenly hit me that that meant that i would end up paying the Feds and Az, income tax on money that i had already paid taxes on. Now this whole thing took almost 18 months to get settled and i decided to pay the taxes instead of getting involved with the IRS and Az again. My sister inlaw said it was about $105 that they owed me and i told her they could have it, i wanted to be able to sleep at night for a change and not wake up worrying about it. I have a stack of letters about 2 inches high from dealing with the state and spent many hours on the phone with them. I sure as hell didn't want to open up a whole new can of worms....i just hope they put the money to good use. :>) |