| Author |
Message |
Gelecamion (Gelecamion)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, July 27, 2005 - 3:49 pm: | |
Good morning
Busnuts girls and guys
I am at it again I got my bus register in arizona 4104 4068
Now i need the right insurance policy
I am 30 yearls old single and i do not have a clue what to spect and hw to handle the insurance isue i do not want to drive it with out insurance so i need guidance and what company and what the policy sould i buy for it i still owe in it about 7000 usd so i need to cover all the bases so please help on it am chnaching and air bag right now !!!
so it will be all level but i am getting really close to have it running on the street on saturday is my 30th birthday so that is my gift to me get my 4104 running and all legal
Tahk you for your advice in the past
and now i need more |
Craig (Ceieio)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, July 27, 2005 - 4:30 pm: | |
I would think your first stop would be your current auto insurance carrier. State Farm insured my bus with only a little fuss. I had to call MCI and find the average selling price for the shell when it was new and provide them two exterior corner shots (front and right side, rear and left side) plus interior photos and that was it. My agent took care of the rest.
The price is going to vary by the coverage levels you select. You may want to go with a much higher liability level than your car as 15 tons of bus makes a bugger mess than two tons of car. Collision insurance will add a fair amount to the bill depending on the deductable level you select.
Good luck!
Craig - MC7 Oregon |
John MC9
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, July 27, 2005 - 5:25 pm: | |
Progressive insurance for liability is about the least expensive
that I've found. Collision premiums will vary greatly, and
using the date of conversion rather than the year of the shell
will be in your best interest.
I don't have collision and likely won't be bothered with it. If
it were a 50-100 grand thing, I'd be concerned, but for the
8k I paid and what little I'll be dumping into it, I'm sure I can
fix or replace it for what a few years of premiums would be...
aside from the deductible.
Weigh it all up before you spend the $$$. |
James Maxwell (Jmaxwell)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, July 27, 2005 - 8:16 pm: | |
You honestly don't have the options available to you that you would with a car. Progressive, GMAC (maybe have to do that thru Good Sam, I don't know). Some of the regulars and big names do it, some don't, and even the ones that do are very selective as to who, and even then, quite often only liability. Conversions, especially non-professional conversions, are an animal unto themselves from an insurance point of view. They tend to class them w/ the Titanic II. |
Lew Poppleton (Lewpopp)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, July 27, 2005 - 9:32 pm: | |
I've got to believe that his first step in this process would be to take one of you guys with him to get the insurance. The insurance agent will say "Hello" and he'll be stuck for an answer.
At least that's what I surmise from the post and I am sorry if I laughed a bit. |
John MC9
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, July 27, 2005 - 10:07 pm: | |
I wish I could get a vehicle registered without getting insurance
first... Most states require it, I thought?
That aside... Gele... If you're looking for collision insurance
to cover damages to your own vehicle in event of an accident,
you'll have a fairly tough time. It's an old vehicle and not many
companies want to underwrite a policy to replace what they
feel should have been made into a lamp long ago.. The
premium you'll pay may not be worth it, in the long run...
Now..... If you are financing it, the lender may be able
to locate an insurance company for you, just to protect
their own ass(ets). Just a "fire and theft" policy without
the rest of the collision add-ins, may be a possibility.
The "Good Sams Club" has an underwriter that offers a
collision policy, but when I inquired, they wouldn't accept
a home conversion, much less on a 1979 vehicle.
If you don't already have liability insurance, Progressive
is about the least expensive.
Lotsa' luck! |
ChuckMC9 (Chucks)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, July 28, 2005 - 9:14 am: | |
Aon Recreation Insurance, formerly RV Alliance America (RVAA)
writing Progressive. I currently have liability only, for +-$350/yr.
800-521-2942
http://www.aonrecreation.com/ |
Richard Bowyer (Drivingmisslazy)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, July 28, 2005 - 9:45 am: | |
Lew, I believe Gel is from Arizona and Spanish is a very poopular second, or first, language there. I do not think he will find any problem communicating with an agent.
Richard |
Gelecamion (Gelecamion)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, July 28, 2005 - 12:30 pm: | |
richard you are right Arizona is run by mexicans as the resto of the nation is FOr me I am MExican /Irish ) so I do speak both english and spanish fluently i might have some gramar errors because my hands dont type as fast as my brain thinks so this is for the other guy (Lew ) I want to use you guys know how to guide me because i found this forum to be really helpfull and i have met good people here not smart asses JAJAJA
Well before hand i want to thankj all the people that have helped me with this project and remember
AQUI EN TUCSON TIENEN UN AMIGO QUE ESTA LOCO POR CAMIONES MAS QUE USTEDES O IGUAL translation =FRIENDS YOU HAVEA FRIEND HERE IN TUCSON THAT IS AS CRAZY OR NOT MORE FOR BUSSES GRACIAS A TODOS THANK YOU ALL |
John Jewett (Jayjay)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, July 29, 2005 - 1:34 am: | |
Good Sam, AKA GMAC has quit writing any bus over 20 years old. I just had to convert mine over to Progressive last month, (RVAmerica) and they required an appraisal by one of their "listed' appraisal firms. Cost of appraisal was $200.00 by ADP in Oregon, (lots of photos to them) and mainly a scam by a bunch of very unprofessional car-type appraisers. I was told by personnel at RVAmerica that it would be almost impossible to get the insurance unless I used one of the "their" firms. I'll quit now, 'cuz my blood pressure is starting back up. Buena Suerte Compadre Mio, Tu Amigo Juan aka...JJ |
James Maxwell (Jmaxwell)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, July 29, 2005 - 2:00 am: | |
JayJay: I hear what ure saying about RV America and especially ADP in Oregon: A genuine couple of scam artists. My experience w/them back in '97. I told them to go to hell and went to State Farm where I was a 40 year customer and get better insurance for less money. |
Mike (Busone)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, July 29, 2005 - 10:22 pm: | |
It is funny you all mention ADP in OR. I used to work in their R&D office in Portland. Talk about unprofessional. I can guarantee working for them is worse than being a client. They remind me of Enron. |
James Maxwell (Jmaxwell)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Saturday, July 30, 2005 - 3:46 pm: | |
Unprofessional is an understatement. I'm amazed that you admit to ever having been associated with them; fortunately you saw the light. When Aon, formerly A&A in a previous existance(they seem to change names with the changing breeze), chose them to "appraise" my Grumman, I inquired of ADP on the process they followed to determine value. Response: Search the Internet for like vehicles and seek advice of a well known contributor to these boards, a gentleman who certainly knows a lot about buses,especially well used ones,but is no more qualified to properly evaluate a conversion than I am, or my neighbor for that matter. That was enough for me to say "take a hike". |