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Malcolm

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Posted on Wednesday, February 22, 2006 - 11:04 pm:   

Hi Everyone, Trying to find a insurance company that will insure our 1981 Prevost Le Mirage, whilst we are converting it? The company we have spoken to so far, have told us, We can get insurance onces its coverted and inspected buy one of there rep's. They also informed us that unless its profesionaly converted its going to be extramly hard to get good coverage? I just hope i am talking to the wrong companys and getting bad information.

Regards
Malcolm.
Dale Fleener (Dale_mc8)

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Posted on Wednesday, February 22, 2006 - 11:18 pm:   

Has anyone formed a Bus Conversion Company consisting of yourself (the owner) and family/helpers to "Professionally" convert your bus?

It seems to me that with a little bit of paperwork and minimal government regulation one could kinda 'skirt around' the insurance requirement.

Who knows, it might work out that you could convert other But-Nuts buses also and become a Bus Conversion Company in reality.

Just thinking out loud.

Dale MC8
John MC9

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Posted on Thursday, February 23, 2006 - 12:05 am:   

Whoooa... Liability or collision?

Liability is easy. It's a motorhome (shell). ( I use Progressive)

Collision is a different matter. Try Progressive, they seem to
be fairly liberal in their dealings. But any of them will want
some pictures and documentation.
Cliff (Floridacracker)

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Posted on Thursday, February 23, 2006 - 7:13 am:   

Malcolm,

I used Progressive Direct.

I called them and said "I would like to insure my GMC4905 motorhome"(as it is titled).

Then she outed me "Thats a bus conversion isn't it"

I confessed and said "Yes!" Just waiting to to hear her say "GOODBYE"

After taking my information she offered me liability at around $170.00 and add $20,000(no inspection) collision for $360 a year total.

Advised me to get a readjustment to the collision when I finish it.

All on the phone without a single hassle.

I should mention that I used them on my previous Class C (insured with them 4 years/no claims) and that may have been a contributing factor to my ease of reinsurance.

Cliff
Brent Coursey

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Posted on Thursday, February 23, 2006 - 8:23 am:   

I have USAA insurance and they did not bat an eye when I told them I had a 1984 Eagle motorhome. They have insured a 1954 GMC 4104 motorhome, a 1988 Ford F700 Toterhome in the past. I think the key word is to tell your insurance folks that it is a motorhome.
Brent
John MC9

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Posted on Thursday, February 23, 2006 - 9:17 am:   

"It seems to me that with a little bit of paperwork and
minimal government regulation one could kinda 'skirt
around' the insurance requirement. "


Busnuts LLC ? Or how about "Walker Coach"?
(naww.. that's taken)
Doug Dickinson (Dougd470)

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Posted on Thursday, February 23, 2006 - 9:25 am:   

I used RVIA which is now owned by AON. They are a broker and the actual coverage is through Progressive. I have liability only as I am converting a shell and haven't gotten very far. They do have collision and comprehensive insurance coverage available but they required a photo analysis of the value by an "independant company" for more than the cost of the insurance. I decided to be at risk for that part.

Good Luck

Doug
St Louis MC9
Donald Lee Schwanke (Dontx)

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Posted on Thursday, February 23, 2006 - 11:08 am:   

I also used USAA, to insure my BUS! They did not flinch, but gave me some real wisdom about insurance. The "household items" that happens to be in a bus are not part of their insurance of the bus, only "originally installed items" would normally be covered. They also pointed out that since I had homeowners insurance with "actual cost of replacement" coverage, any loss of the "household goods" in the bus would be at a very attractive replacement cost rate. Others have also experienced this exclusion of household goods when making a claim. Something to think about.
I passed this on when I sold mine, i made two bills of sale, one for a whole bunch of household goods, one for a bus shell. Sure helped on the sales tax for the new owner.
Malcolm

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Posted on Thursday, February 23, 2006 - 7:04 pm:   

Thanks for the help trid usaa & you have to be a member of the armed forces to get there insurance.
David Ljung Madison (Daveola)

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Posted on Thursday, February 23, 2006 - 7:28 pm:   

State Farm was able to insure my bus (after doing some research), but not the household contents. And unfortunately they told me that their homeowner's policy wouldn't cover the contents either. Buggers. I'll have to worry about that when my conversion is done. The policy itself was much cheaper than I expected, but I have been with State Farm for a long time.
Richard Ligon

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Posted on Thursday, February 23, 2006 - 7:40 pm:   

On the BNO homepage you will see a link for RV America Insurance. I insured my 4905 with them no problem. I only wanted Libality. Less than $100.00 a year. Thay also offered a lot of other coverages at a resonable cost.
john david lebrun (Davidlebrun)

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Posted on Thursday, February 23, 2006 - 7:47 pm:   

I used State Farm, no problem, didn't bat a eye lid. Insured for full coverage, no problem with contents, just titled as a motorhome.
Malcolm

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Posted on Thursday, February 23, 2006 - 11:53 pm:   

Hi John can you give me your broker name or tel # thanks Malcolm

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