| Author |
Message |
Jason Davis
Unregistered guest
Posted From: 64.12.116.138
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, August 30, 2006 - 1:35 am: | |
Being a small bus collector and having buses over the age of 25, it wasn't hard to insure them. Now I may have a new addition coming to my collection in a few weeks under the age of 25.
In the State of NJ I have seen numerous buses with complete interiors with regular state issued plates on them, but the problem is how does one get insurance for them? I know you can register a bus in the state of NJ as a non-commercial vehicle and recieve standard state issued plates. Churches especially I have seen them with the regular plates.
Does anyone have a clue how to get insurance for a bus for personal/non commerical use? If anyone has any info or good leads please post them here or at my email. |
Nick Badame Refrigeration Co. (Dnick85)
Registered Member
Username: Dnick85
Post Number: 52
Registered: 2-2006
Posted From: 70.195.167.152
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, August 31, 2006 - 7:38 am: | |
Jason,
You have to call it a motorhome and not transport any people. Also,do not have any bus seats in it. as if you were involved in a accident, you will be concidered a bus. Some lawyers could have a field day with that...
Stick with a RV insurance Co. They are less critical about questioning the subject.
Good Luck
Nick- |
Tim McWhorter (Theredwriter)
Registered Member
Username: Theredwriter
Post Number: 39
Registered: 5-2006
Posted From: 72.160.8.79
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, August 31, 2006 - 7:10 pm: | |
In New Jersey, before you can insure it as a motorhome, it must be titled as a motorhome. When I purchased my coach, it was already titled as a motorhome, so I can't tell you how to go through that process. However, since it's New Jersey, I'm sure it's a huge pain in the butt!!! Everything else is! Anyhow, I have my coach insured through Geico. Have fun... |
John MC9 (John_mc9)
Registered Member
Username: John_mc9
Post Number: 80
Registered: 7-2006
Posted From: 66.217.105.48
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, August 31, 2006 - 9:41 pm: | |
Progressive
Progressive
Progressive
(gotta' luv their raviolis, too) |
Nick Badame Refrigeration Co. (Dnick85)
Registered Member
Username: Dnick85
Post Number: 55
Registered: 2-2006
Posted From: 66.174.93.100
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, August 31, 2006 - 10:42 pm: | |
Hi Tim,
I had a nightmare on my hands when I started the title process, My local DMV had me going to Trenton 2 different times and wanting to make me file a reconstruction title.......
Well, I got so angry that I stopped at another DMV that was not in my county and I just happened to walk in there 10 min's before closing. That was the smartest move because I was handed the new title as a moterhome in 8 min's flat with no questions asked. I guss you just have to catch them when they are closing. Hummm....
Nick- |
Phil Cegielski (Rt4957)
Registered Member
Username: Rt4957
Post Number: 16
Registered: 7-2006
Posted From: 207.200.116.133
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, September 01, 2006 - 1:18 am: | |
I got RV insurance through GMAC and it`s about 3 1/2 centurys every 6 months.
You gotta call it a Bus conversion or they wont do it.
I have a 1975 Flx that I plan to keep "Monday Rollout" so It will retain all its transit hardware.
Was glad to find insurance where I really didn`t have to pull the seats.
Good luck
RT4957 |
Mike Eades (Mike4905)
Registered Member
Username: Mike4905
Post Number: 111
Registered: 12-2000
Posted From: 24.28.40.72
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, September 01, 2006 - 2:52 pm: | |
Check on a company called National Interstate. They are in Ohio. They have my insurance on my 4905. Ask Luke about how easy they are to deal with. Mike4905 |
Nick Badame Refrigeration Co. (Dnick85)
Registered Member
Username: Dnick85
Post Number: 56
Registered: 2-2006
Posted From: 66.174.79.229
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, September 01, 2006 - 5:12 pm: | |
Mike,
I have AON, And the policy is written from National Interstate. Hummm.
Nick- |
Charles Seaton
Unregistered guest
Posted From: 170.28.136.41
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, August 31, 2006 - 9:19 am: | |
Hi Jason,
I use Condon & Skelly for historic vehicle insurance (seated 1967 GM SDM5302).
1-800-257-9496 |
Henry Bergman
Unregistered guest
Posted From: 74.32.175.172
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, August 31, 2006 - 5:34 pm: | |
Do not know exactly how it works in NJ, but out here in OR I got binded thru Progressive Insurance. Somewhat $spendy$ at $550 a year for PL and PD with a $6000 bus value, plus uninsured motorest. $200 deductable.
All I did to make my '74 ex-schoolie Crown into a non-commercial private RV was to toss in a temp. bed, range and icebox after removing most of the school bus seats.
The lady at the DMV was very friendly and helpful. Got RV NON_COMMERICAL tags with no problem at all. Just hang onto your hat when they quote you the $$$ for the plates.
Try talking to your INDEPENDANT auto/RV insturance agent and see what can be done to make your coach into a private RV in the state of NJ. The local DMV lady here in OR said the regulations were national in nature. Good luck. |
Tim McWhorter (Theredwriter)
Registered Member
Username: Theredwriter
Post Number: 40
Registered: 5-2006
Posted From: 72.160.21.102
Rating: N/A
Votes: 0 (Vote!) | | Posted on Saturday, September 02, 2006 - 12:45 am: | |
Nick,
I think you hit Motor Vehicle at the perfect time! I'm not sure I've been in there for less than 8 minutes...Wow! That place is a nightmare! |