Author |
Message |
Henry R. Bergman, Jr. (Henryofcj) (63.224.197.10)
Rating: N/A Votes: 0 (Vote!) | Posted on Wednesday, April 23, 2003 - 6:15 pm: | |
My license needed renewing soosss I told the nice local DMV lady that I moved around a lot in the coach and that I did not have a home street address. Sosss she put "Continuous Traveler" on my license along with my local post office box. Is this something new? Never heard of it before. Live in Oregon. Will this increase my coach $insurance$ as a "fulltimer"? My insurance agent says probably not, but how can I be sure? Would like to know. Anyone else done this? Is it something new? Is it good or bad? So many questions. Forwarding mail not a problem. Thanks in advance. Henry of CJ |
OAE Palmer (216.39.186.17)
Rating: N/A Votes: 0 (Vote!) | Posted on Wednesday, April 23, 2003 - 10:35 pm: | |
It has to be better than having "homeless" or "aimless wanderer".....but having any of the 3 will be worth the look on the 1st cops face when HE reads it!!! |
Jayjay (198.81.26.108)
Rating: N/A Votes: 0 (Vote!) | Posted on Thursday, April 24, 2003 - 1:01 am: | |
All of the insurance companys I've talked to said full-timerss rates are higher. Reason? They expect your homeowners insurance to pick up part of the possible loss-payables. Betcha' a cold one that your next premium notice is higher! Your agent will lie on purpose, because he doesn't want to fight the lapse of your policy. Can't wait...? Call 'em and act like a new insured, and see what they say. Good Luck though. Lets us know what the outcome is. BTW it's Straight Malt Scotch ...JJ |
Geoff (Geoff) (66.238.120.116)
Rating: N/A Votes: 0 (Vote!) | Posted on Thursday, April 24, 2003 - 7:22 am: | |
My question is how is the insurance company even going to know that you license says "continuous traveler" on it. I can't see that it would make any difference-- the insurance company asks their own questions about how you use the bus and where you live. Your DMV driving record only lists accidents and tickets. And like Jayjay says, fulltimer rates are higher. |
Chris (157.130.118.2)
Rating: N/A Votes: 0 (Vote!) | Posted on Thursday, April 24, 2003 - 10:41 am: | |
For all the full-timers: Alright, I'm 24 right now- just getting into the bus conversion hobby (to the dismay of my 401k). I've never even had an RV of any kind; being an Eagle scout, I've tented exclusively until now. However, my wife and I have already decided to full time as soon as we kick the kids out... (oops.. I mean send them to college). I've been curious about a couple of things, and a home address is one of them. Do most of you keep a small house or even just a pole barn to park in for major maintenance? Do you have your mail routed all over BFE until it happens to get to you? Any thoughts, comments, or suggesstions in regards to full-timing or just RVing in general would help out a lot. Apparently, I'm in the right place because I've been watching and posting on this site for about a month, and I've already learned quite a bit. So, thanks for the help thus far and in the future. ---Chris |
Ed Jewett (Kristinsgrandpa) (67.74.15.76)
Rating: N/A Votes: 0 (Vote!) | Posted on Thursday, April 24, 2003 - 8:29 pm: | |
That is what relatives are for. I took care of my dads until he took the rainbow freeway. He paid his ins. by the year, in the summer, while he was here. I doubt that the agent or any one knew that he was a fulltimer. Later, Ed. |
jmaxwell (66.42.92.26)
Rating: N/A Votes: 0 (Vote!) | Posted on Friday, April 25, 2003 - 12:44 pm: | |
Chris: 24 yrs. old and planning events 15-20 yrs from now when the kids are gone! Geesh, little bit like the government predicting revenues 10 yrs. down the road. I certainly would not rush into buying a bus now in preparation for your Golden Years. |
CoryDaneRTSIIIL (4.17.253.216)
Rating: N/A Votes: 0 (Vote!) | Posted on Friday, April 25, 2003 - 3:50 pm: | |
Chris I think what you are trying to say is you want a bus to travel and when the chickidees leave the nest, you want to full time? Some folks keep the house, the addy would remain the same. Some use relatives addy's and some go to PO box or some organization like Escapees. I think Good Sam might offer something now too. You need to decide what you are gonna do. Buses come in many sizes and storage can be a pivital point to your decision. Some buses come in 30, 35 or 40 foot, some even 45 foot but they are beginning to get restrictions in some states. What size do you think you are gonna need? Next, what kind of bus are you going with? There are basically two types, Transit, low profile, usually only two steps to climb, have wheel wells to build around, NOT A PROBLEM, usually have storage inside though mine, an RTS, was easy to put storage platforms under the bus. Then there are over the road or Parlor type buses, quite a bit higher, a couple more steps to climb, basically same floor space as transit, has storage under in bays. Next, learn which buses are better for extended life, some buses have RUST as a middle name and you must do a complete tear down and metal replacement to extend life, some are made of stainless with much better life spans. Next, you gonna build it yourself? If you are you better have help and absolute family approval cause your gonna spend an awful lot of time and money working on this project. Of course there are partial complete conversions out there that you can purchase and complete in less time or even completed units if you can put out that kind of cash. There are benefits to all, and disadvantages to all. Building your own, you can put in any thing your heat desires, its your design. but it takes a long time. A partial or completed unit might have hidden demons, you don't know what the previous owner has under the walls, how he ran the pipes, drains or whether he used a safe wire throughout the bus. Some have opened up walls and found wiring they were unhappy with and tore the interior out and started over anyway. Advantage is less time before traveling. Then what usually goes unsaid, if you are converting, if you dont "pickle" the engine for storage as you convert for years LOLOL, you have to, at the very least, run the engine, better to drive the bus for a monthly trip though some times they may sit months or more due to crippling conversion changes. We have people that will offer all three ways of doing this, have done this and never had a problem with the engine. You will have to ask about this info when you need it. There are all kinds of different engine configurations out there as well as transmissions, I feel that they all have their advantages as well as disadvantages. Tho low power, I tend to prefer my 8V71. If you do go into this hobby, you are looking at a lot of work and sweat equity. If the wife and family helps you, you will really appreciate what you have when you near completion ( since they never really are completed. ) To wait until you retire is too long to enjoy a conversion or recreation vehicle ( which most have started from ). Camping is ok, for the young, LOLOLOL, Rec vehicles are ok but dont last, a conversion is best but you have to make the right decisions before you step into it or it can quickly become a viper pit snaping at your ankles. Also consider that you may have to have your drivers license change to conform to the bus conversion ( tell them MOTORHOME ) status. This, in itself can become quite a compelling thing to deal with. Good luck with your decision, you will get a lot of help from this board and do check out the "Places We Stay" section, it would be helpful for "tenters" as well as bus conversions. cd |
David & Lorna Schinske (Davidschinske) (64.24.236.188)
Rating: N/A Votes: 0 (Vote!) | Posted on Sunday, April 27, 2003 - 10:30 am: | |
We did not have to change our DR LIC here in TN (I asked at the state level). This is a state thing. ALL states vary so you will need to check with your state DMV (use state DMV website, the answers will be right as opposed to asking the local DMV which "think"). Also another thing ...In TN they will not accept a PO box address for your License, they want a street address. We found this out when we first moved to TN and full-timed in our pop-up (Now you know why we are converting a bus!!). We used a Mailboxes ETC box and just listed MBE street address with the box number as a "Suite". Made everyone happy. As far as a permanent place...IF we ever get the bus movable...we plan on picking up a piece of land here and there to use as bases. 1 will be in TN (probably NE of Cleveland wich is East of Chattanooga) but only after we sell our house here (West of Chattanooga). At least 1 other is planned for. We will buy an acre or two (acreage is cheaper than lots) push out our site and add water/elec/sewer plus storage for our "Stuff" that we will still need (like the tractor & attachments and some of the large tools David will need but not want to carry everywhere we go)and covered area for the bus so that we can work on it when needed. We hope to set up another site or two on the same property and sell them outright to help pay for the property. Lorna |
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